Welcome to BANK GOOD RATES

BANKGOODRATES.COM is operated by a group of professional ex-bankers with more than 20 years’ experience in providing a comprehensive advisory and financing solution to Personal, Business, Professionals like Doctors, listed companies and large corporations.

As experts in all sectors, we seek and customize finance options from 25 banks in Singapore, Australia, Hong Kong, and China.

Why A Mortgage Broker?

We make loan easier,
We make you saver.

A mortgage broker is an intermediary who brings mortgage customers and banks or finance institutions together.

A mortgage broker helps a customer connect with banks or finance institutions who represent the best fit in terms of the customer’s financial situation and interest-rate needs.

The mortgage broker also gathers paperwork from a customer and passes that paperwork along to a bank or finance institution for underwriting and approval.

Mortgage broker also gathers income, asset, and employment documentation; a credit report; and other information for assessing the customer’s ability to secure financing.

The mortgage broker determines an appropriate loan amount, loan-to-value ratio, and the customer’s ideal loan type, then submits the loan to a bank or finance institution for approval.

The mortgage broker communicates with the customer and the bank or finance institution during the entire transaction.
A mortgage broker can save a borrower’s time during the application process and potentially a lot of money over the life of the loan.

One the letter of offer from the bank or finance institution is accepted by the customer, the mortgage broker collects a referral fee from the bank as compensation for its services.
For your information, the mortgage broker only gets paid when the loan transaction is completed.

Know More

Why Choose Us?

  • We are an all-rounder – a professional loan broker and effective mortgage broker
  • BANKGOODRATES is a professional finance consultancy platform who provides loan advisory, unbiased analysis on all loan or financing products and the best available rates for your requested loan.
  • We work with the following business segments, business banking, enterprise banking, wholesale corporate banking and global international banking across our financing partners to craft out a practical, cost-effective financing solution for our apparent customers.
  • We engage our financing partners like banks and financial institutions to customize a financing solution to meet your business requirement in Singapore as well as overseas’ need.
  • We understand your business and grow your business with you by providing the most important tools for your business endeavours.
  • An effective mortgage broker who understand both your individual needs as well as business needs.
  • It is a whole great deal of financial planning who works inter-relations from your business finance to personal finance.

Our Trusted Financial Partners

Our Knowledge

Customers Say...

“I have benefited from PerfectCare’s services since 2012. On each occasion, they have shown real-time knowledge of the market and offered reliable, responsive and helpful advice. It has been a pleasure working with them!”

Name: Ooi Tin Geok